Social Finance

At Erste Social Finance, we enable prosperity by providing access to financial services. As the impact investment arm of ERSTE Foundation and Erste Group and a certified social enterprise, we are committed to create positive social impact. We reinvest our profits into growing more social businesses — because inclusivity is at the heart of everything we do.

But we go beyond that. Erste Social Finance is also a hub for financial education, fair financing and social innovation. We believe in sharing our expertise so that organisations as well as individuals can receive the support they need the most. Our ultimate goal is to help build more inclusive and financially resilient societies.

What we intend to achieve:

Improve financial stability
for people with low incomes

Create jobs
and promote independence

Scale social innovation
and impact of social organisations

We focus on Central and Eastern Europe, where our local banks also support financial inclusion:

BCR Social Finance in Romania gives loans to small and social businesses, as well as to non-profit organisations. It also started to offer loans to students and education providers.

SLSP Social Finance in Slovakia invests in affordable housing via Dostupny Domov. This is the first private company in Slovakia that builds affordable and social housing. In partnership with NGOs and local governments, it offers homes for people in need, such as single mothers, refugees, and minorities.

Our work supports the United Nations Sustainable Development Goals (UN SDGs).

Our latest Impact Report showcases how we apply advanced measurement methods to track real-world change. Learn how we’ve empowered high-impact businesses addressing social challenges through innovative finance, partnerships, and practical support.

We are a team composed of different people. We come from a wide range of countries and fields. We have different skills and experiences. What we share: a belief in social change. We want to create this social change together with you and many others. If you know how you can create positive change in society, we would be pleased to hear from you.